Retirement Income Solutions for you
Experienced financial guidance for the retirement you’ve always dreamed of.
We can help you move towards Retirement Bliss
At Bloom Financial, we offer personalized Retirement Income Solutions, understanding that planning for retirement can sometimes feel daunting. Our dedicated team is committed to simplifying the process, offering personalized retirement income strategies designed to meet your individual goals and needs. Let us guide you towards a retirement with a higher level of confidence and peace of mind. We help you move closer to achieving your dreams with a retirement plan tailored to your ambitious aspirations.
Retirement Simplified
We specialize in streamlining intricate financial scenarios that safeguard and enhance the fruits of your labor.
Tax Strategy
Our financial retirement planning services also prioritize minimizing tax liabilities, working alongside a tax professional to strategically position your assets and keep you in the lowest tax bracket possible.
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John & De C.
Downers Grove, Illinois
Our Retirement Plan Services
At Bloom Financial, we believe that financial security in retirement comes from comprehensive, personalized planning. Our suite of services is designed to address the unique goals and needs of each individual, ensuring a secure and flexible retirement plan. Starting from scratch or refining your existing strategy, we're here to help with the following retirement income solutions:
Life Insurance
Protect your loved ones and ensure peace of mind with tailored life insurance policies that provide both financial security and potential tax benefits.
Roth IRAs
Enjoy tax-free growth and withdrawals with a Roth IRA, a popular option for those seeking long-term savings and flexibility in retirement.
Roth IRA Conversions
Convert your traditional IRA into a Roth IRA to take advantage of tax-free distributions in the future, securing greater flexibility for retirement income.
Roth IRA Conversions
Convert your traditional IRA into a Roth IRA to take advantage of tax-free distributions in the future, securing greater flexibility for retirement income.
Annuities
Combine the stability of regular, guaranteed income with the tax advantages of annuities. We offer various types to match your risk tolerance and retirement goals.
IRAs (Traditional and Roth)
Immediate tax deductions or future tax-free withdrawals—our guidance helps you select the right IRA for your needs.
401(k) Plans
We assist both employers and employees in optimizing 401(k) plans to maximize retirement savings, often with employer-matching benefits.
Simple IRAs
Ideal for small businesses, these plans offer a low-cost, easy-to-manage way to help employees save for retirement.
SEP IRAs
Best suited for self-employed individuals or small business owners, SEP IRAs allow higher contributions than traditional IRAs, offering a powerful savings tool.
Backdoor Roth IRA
For high-income earners, a backdoor Roth IRA provides a unique way to enjoy the benefits of a Roth IRA by converting traditional IRA contributions.
Estate Planning
Secure your legacy and protect your assets for future generations through careful estate planning. We work with you to minimize taxes and ensure your estate is distributed according to your wishes.
Inheritance Planning
Ensure that your loved ones inherit your assets in the most tax-efficient manner possible, preserving wealth for future generations.
Inherited IRAs
We guide beneficiaries through the complex rules of inherited IRAs, helping them manage distributions while minimizing tax implications.
401(k) Rollovers
When changing jobs or retiring, we assist in rolling over your 401(k) into an IRA or other plan, maintaining the tax advantages and avoiding penalties.
Lifestyle Planning
Retirement is not just about finances; it’s about your desired lifestyle. We work with you to create a plan that allows you to live the retirement you’ve always envisioned.
Long Term Care Planning - noting
This is the one planning item that most retirees miss and there are simple and easy solutions to help you protect your estate
Comprehensive Retirement Income Solutions
We specialize in streamlining intricate financial scenarios, employing a comprehensive strategy centered around health, longevity, and overall well-being. Our retirement income solutions are designed to ensure long-term financial stability while also incorporating legacy planning. We proactively identify and resolve potential issues to guarantee your readiness for the future, allowing you to enjoy peace of mind.
Holistic Approach
Having a financial partner who adopts a holistic approach centered around your health, longevity, and overall well-being is invaluable in navigating the complexities of financial planning. Beyond simply managing assets and investments, we integrate retirement income solutions to ensure long-term financial security. We also recognize the importance of selecting the right investment strategies and collaborating with top-rated insurance companies to safeguard your financial future.
We work closely with you to develop a comprehensive plan that not only secures your financial future but also enhances your quality of life by incorporating retirement income solutions that align with your unique goals and needs.
Navigating Complex Issues
Retirement can often be overshadowed by concerns about financial security and health uncertainties. The fear of depleting savings or facing unexpected medical expenses looms large, leaving many individuals anxious about their future.
We act as your partner in retirement, guiding you towards a future with more financial stability and peace of mind. By meticulously planning for various scenarios and proactively addressing potential challenges, such as rising healthcare costs or fluctuating investment objectives, we help ensure that your retirement journey is not only secure but also tailored to meet your unique needs and aspirations.
Financial Stewards
We take pride in safeguarding your hard-earned assets and ensuring their growth over time. Our services extend to comprehensive legacy planning and retirement income solutions, empowering you to preserve and expand your wealth for future generations. Whether it’s optimizing retirement accounts or collaborating with your insurance company, we ensure every aspect of your financial well-being is covered.
To incorporate the term Retire As You Desire in the home page and with the intention of giving more value to the brand I have thought of adding this section in this space:
Why is Bloom Financial a unique kind of Financial Advisor?
If you want excellent service and personalized financial advice tailored to your needs, you're in the right place.
There's no need to settle for average guidance.
At this stage, it's time to elevate the experts on our team.
Receive impartial advice from someone who shares wealth and business strategies based on firsthand experience.
What makes us different?
1. We created the Retire As You Desire® Lifetime Retirement Income Plan.
2. We had thousands of conversations to help people retire with confidence.
3. We practice what we preach by investing in a lot of the same strategies we recommend to clients: stock portfolios, real estate, private equity, and other opportunities.
4. We are Retirement Income Certified Professionals®
5. Our founder Bill Bloom is a 4x Best-Selling Amazon Author: "Retire As You Desire®", "The Yachter's Guide to Early Retirement", "Money Habits For Success" and "The Your Money Journal".
6. We host the Retire As You Desire Podcast and TV Show
7. Our Founder is also the Founder of Diane Money®
What our clients have to say
Discover how our retirement planning services have empowered individuals to enjoy more financial security and peace of mind which we can never truly do.
Linda L.
Orland Park, Illinois
Robert K.
Downers Grove, Illinois
Gary Z.
Crest Hill, Illinois
Experienced Guidance to Help You Build Financial Peace of Mind
Retirement planning encompasses numerous complexities, from navigating market volatility and rising healthcare costs to ensuring a secure legacy through wills and trusts, all while optimizing tax efficiency. Considering all these multifaceted challenges, having a dedicated retirement advisor to guide you through effective retirement income solutions becomes essential to achieving long-term financial security.
-CNBC
FAQs
Answers to some of your financial questions
When is the best time to start my Social Security Income?
How long could my money last me in retirement?
When can I retire? Am I going to be able to retire?
How often will we meet?
Will my retirement income be enough?
Contact us
Let us guide you to the retirement you deserve. From greater peace of mind to ongoing care, we're ready to lend a hand.
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