Retirement Income Solutions for you

Experienced financial guidance for the retirement you’ve always dreamed of.

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We can help you move towards Retirement Bliss

At Bloom Financial, we offer personalized Retirement Income Solutions, understanding that planning for retirement can sometimes feel daunting. Our dedicated team is committed to simplifying the process, offering personalized retirement income strategies designed to meet your individual goals and needs. Let us guide you towards a retirement with a higher level of confidence and peace of mind. We help you move closer to achieving your dreams with a retirement plan tailored to your ambitious aspirations.

Retirement Simplified

We specialize in streamlining intricate financial scenarios that safeguard and enhance the fruits of your labor.

Tax Strategy

Our financial retirement planning services also prioritize minimizing tax liabilities, working alongside a tax professional to strategically position your assets and keep you in the lowest tax bracket possible.

Featured Customer Review

"Bill has been helping me manage our assets since before Bloom financial was formed. He has put my wife and l on the correct path for financial success when I was clueless about the direction we should go. Thanks, Bill!"

John & De C.

Downers Grove, Illinois

Our Retirement Plan Services

At Bloom Financial, we believe that financial security in retirement comes from comprehensive, personalized planning. Our suite of services is designed to address the unique goals and needs of each individual, ensuring a secure and flexible retirement plan. Starting from scratch or refining your existing strategy, we're here to help with the following retirement income solutions:

Life Insurance

Protect your loved ones and ensure peace of mind with tailored life insurance policies that provide both financial security and potential tax benefits.

Roth IRAs

Enjoy tax-free growth and withdrawals with a Roth IRA, a popular option for those seeking long-term savings and flexibility in retirement.

Roth IRA Conversions

Convert your traditional IRA into a Roth IRA to take advantage of tax-free distributions in the future, securing greater flexibility for retirement income.

Tax Planning

Strategic tax planning is critical to maximizing your retirement savings. Our team will help you reduce tax liabilities now and in the future through tailored retirement income solutions.

Annuities

Combine the stability of regular, guaranteed income with the tax advantages of annuities. We offer various types to match your risk tolerance and retirement goals.

IRAs (Traditional and Roth)

Immediate tax deductions or future tax-free withdrawals—our guidance helps you select the right IRA for your needs.

401(k) Plans

We assist both employers and employees in optimizing 401(k) plans to maximize retirement savings, often with employer-matching benefits.

Simple IRAs

Ideal for small businesses, these plans offer a low-cost, easy-to-manage way to help employees save for retirement.

SEP IRAs

Best suited for self-employed individuals or small business owners, SEP IRAs allow higher contributions than traditional IRAs, offering a powerful savings tool.

Backdoor Roth IRA

For high-income earners, a backdoor Roth IRA provides a unique way to enjoy the benefits of a Roth IRA by converting traditional IRA contributions.

Estate Planning

Secure your legacy and protect your assets for future generations through careful estate planning. We work with you to minimize taxes and ensure your estate is distributed according to your wishes.

Inheritance Planning

Ensure that your loved ones inherit your assets in the most tax-efficient manner possible, preserving wealth for future generations.

Inherited IRAs

We guide beneficiaries through the complex rules of inherited IRAs, helping them manage distributions while minimizing tax implications.

401(k) Rollovers

When changing jobs or retiring, we assist in rolling over your 401(k) into an IRA or other plan, maintaining the tax advantages and avoiding penalties.

Lifestyle Planning

Retirement is not just about finances; it’s about your desired lifestyle. We work with you to create a plan that allows you to live the retirement you’ve always envisioned.

Long Term Care Planning - noting

This is the one planning item that most retirees miss and there are simple and easy solutions to help you protect your estate

Comprehensive Retirement Income Solutions

We specialize in streamlining intricate financial scenarios, employing a comprehensive strategy centered around health, longevity, and overall well-being. Our retirement income solutions are designed to ensure long-term financial stability while also incorporating legacy planning. We proactively identify and resolve potential issues to guarantee your readiness for the future, allowing you to enjoy peace of mind.

Holistic Approach

Having a financial partner who adopts a holistic approach centered around your health, longevity, and overall well-being is invaluable in navigating the complexities of financial planning. Beyond simply managing assets and investments, we integrate retirement income solutions to ensure long-term financial security. We also recognize the importance of selecting the right investment strategies and collaborating with top-rated insurance companies to safeguard your financial future.

We work closely with you to develop a comprehensive plan that not only secures your financial future but also enhances your quality of life by incorporating retirement income solutions that align with your unique goals and needs.

Navigating Complex Issues

Retirement can often be overshadowed by concerns about financial security and health uncertainties. The fear of depleting savings or facing unexpected medical expenses looms large, leaving many individuals anxious about their future.

We act as your partner in retirement, guiding you towards a future with more financial stability and peace of mind. By meticulously planning for various scenarios and proactively addressing potential challenges, such as rising healthcare costs or fluctuating investment objectives, we help ensure that your retirement journey is not only secure but also tailored to meet your unique needs and aspirations.

Financial Stewards

We take pride in safeguarding your hard-earned assets and ensuring their growth over time. Our services extend to comprehensive legacy planning and retirement income solutions, empowering you to preserve and expand your wealth for future generations. Whether it’s optimizing retirement accounts or collaborating with your insurance company, we ensure every aspect of your financial well-being is covered.

Why is Bloom Financial a unique kind of Financial Advisor?

If you want excellent service and personalized financial advice tailored to your needs, you're in the right place.

There's no need to settle for average guidance.

At this stage, it's time to elevate the experts on our team.

Receive impartial advice from someone who shares wealth and business strategies based on firsthand experience.

What makes us different?

At Bloom Financial you will find many things that make us different. Here are some that make us top in class. We

Created the Retire As You Desire® Lifetime Retirement Income Plan
helped thousands of people to understand what it takes to retire with confidence.
investing in the same stocks that our clients do
Retirement Income Certified Professionals®
have a founder that is a 4x Best-Selling Amazon Author: "Retire As You Desire®", "The Yachter's Guide to Early Retirement", "Money Habits For Success" and "The Your Money Journal".
ihave a a founder who is also the responsible for bringing Diane Money® to the market

What our clients have to say

Discover how our retirement planning services have empowered individuals to enjoy more financial security and peace of mind which we can never truly do.

Linda L.

Orland Park, Illinois

"I will never forgot the day you called me to tell me 'today you are a millionaire'. This was all your great work in getting me there. I will always be grateful to you."

Robert K.

Downers Grove, Illinois

Bill has been a consistent asset to my family and planning our financial future. Bill has been with us since day one and has been our advocate for our financial freedom. We couldn't have done it without his help and guidance.

Gary Z.

Crest Hill, Illinois

Bill and his team are top notch in their field and will treat you like a family member from the beginning. My wife and I have worked with them for 4 years and now we are able to enjoy our next chapter!

Non-compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success.

Experienced Guidance to Help You Build Financial Peace of Mind

Retirement planning encompasses numerous complexities, from navigating market volatility and rising healthcare costs to ensuring a secure legacy through wills and trusts, all while optimizing tax efficiency. Considering all these multifaceted challenges, having a dedicated retirement advisor to guide you through effective retirement income solutions becomes essential to achieving long-term financial security.

Schedule Your Goals Meeting

20%

Did you know that allocating 10-20% of your retirement savings to healthcare is recommended? We'll assist you in determining the ideal target based on your specific needs as part of your broader retirement income solutions.

67%

Two-thirds of Americans lack a proper will or living trust. Our holistic approach ensures the continuity of your legacy.
-CNBC

FAQs

Answers to some of your financial questions

Contact us

Let us guide you to the retirement you deserve. From greater peace of mind to ongoing care, we're ready to lend a hand.

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We can help you move towards Retirement Bliss

Retirement Simplified

Tax Strategy